Pengaruh Makro Ekonomi Terhadap Profitabiltas Bank Umum Syariah di Indonesia Tahun 2014-2018

Wahyudin Priyono, Imanda Firmantyas Putri Pertiwi

Abstract


This study aims to analyze and identify the effects of inflation and rupiah exchange rates on profitability in Islamic banks in Indonesia with mudharabah deposit as the mediator. Using secondary data that are published by the central bank of Indonesia and financial services authority, the method used in this research is Ordinary Least Square. The result indicates the inflation variable, exchange rate, and mudharabah deposits simultaneously give a significant influence toward profitability (ROA) of the Sharia Commercial Bank in Indonesia. While partially, inflation and exchange rate have no significant effect on profitability (ROA). While mudharabah deposits have a significant positive effect on profitability (ROA). Inflation has a significant negative effect on mudharabah deposits and the exchange rate has a significant positive effect on mudharabah deposits. The path analysis result shows that the mudharabah deposit variable is unable to mediate the effect of inflation and te exchange rate to profitability (ROA)

Full Text:

PDF

References


Alfiyah, S. (2019). Effect of Profitability and Leverage on Disclosure of Corporate Social Responsibility in Islamic Commercial Banks. Journal of Finance and Islamic Banking, 1(2), 133-149. doi:http://dx.doi.org/10.22515/jfib.v1i2.1494

Aditya P, M. F., Yunita, I., & G, T. T. (2016). Analisis Pengaruh Inflasi, Nilai Tukar, Dan Suku Bunga BI Telekomunikasi Yang Terdaftar Di BEI Periode 2010-2014. Analysis the Effect of Inflation, Exchange Rate and Interest Rates Against Company Profitability (Study in Telecommunication Companies L). E-Proceeding of Management, 3(1), 286–292.

Affandi, F. (2015). Annalisis Pengaruh Tingkat Inflasi, Nilai Tukar, BI-Rate dan Suku Bunga Bank Konvensional Terhadap Muḍarabah Perbankan Syariah Di Indonesia Periode 2010-2015. At-Tawassuth, 1.

Ajdar, U. (2017). Analisis Pengaruh Variabel Makroekonomi Terhadap Profitabilitas Perbankan Syariah di Indonesia dengan Inflasi Sebagai Variabel Intervening (Periode 2013-2015). Skripsi.

Ali, H. (2018). Analisis Hubungan antara Pendapatan, Dana Pihak Ketiga, dan Return On Asset dengan Tingkat Bagi Hasil Deposito Mudharabah. Journal of Finance and Islamic Banking, 1(1). doi:http://dx.doi.org/10.22515/jfib.v1i1.731

Arumdalu, S. C. (2018). Analisis Pengaruh Inflasi, BI Rate, Kurs dan Produk Domestik Bruto Terhadap Profitabilitas Bank Umum Syariah di Indonesia Periode 2011-2015. Skripsi UMS.

Erawati, I. A. K. F., & Badera, I. D. N. (2015). Pengaruh Jumlah Kredit, Tabungan, Deposito Dan Pengalaman Badan Pengawas Pada Profitabilitas. E-Jurnal Akuntansi Universitas Udayana, 11(2), 320–326.

Febriyanti, A. W., Afifudin, & Mawardi, M. C. (2019). Analisis Pengaruh Giro Wadiah, Tabungan Mudharabah dan Deposito Mudharabah terhadap Profitabilitas Bank Syariah yang Terdapat di BEI. E-JRA, 08(02), 32–41.

Julianti, F. (2013). Analisis pengaruh inflasi, nilai tukar dan bi rate terhadap tabungan mudharabah pada perbankan syariah.

Lailiyah, N. H. (2017). Analisis Pengaruh Inflasi, BI rate dan Nilai Tukar Mata Uang Asing Terhadap Profitabilitas pada Bank BRISyariah Periode 2011-2015. Skripsi Iain Surakarta, 549, 40–42.

Lusiani. (2017). Pengaruh Tingkat Suku Bunga BI dan Inflasi Terhadap Penghimpunan Deposito Mudharabah (Studi Pada PT. Bank Syariah Mandiri dan PT. Bank Muamalat Indonesia Periode 2010-2015). Skripsi.

Maisaroh, A. N. (2017). Analisis Pengaruh Inflasi Tingkat Bunga Nilai Tukar dan Tingkat Bagi Hasil Terhadap Jumlah Penghimpunan Deposito Pihak Ketiga (Deposito Mudharabah 1 Bulan) (Studi Pada Bank Syariah Mandiri Periode 2011-2015). Nasional, (6), 67–72.

Nihayah, A., & Walyoto, S. (2018). Identification of Non Performing Financing Alteration Measured by Microeconomic Variable Sharia Banking. Journal of Finance and Islamic Banking, 1(1). doi:http://dx.doi.org/10.22515/jfib.v1i1.1245

Karya, Detri., Syamsuddin, Syamri. (2016). Makro Ekonomi Pengantar untuk Manajemen. Jakarta: Rajawali Pers.

Prastowo, P. R., Malavia, R., & Wahono, B. (2014). Analisis Pengaruh Inflasi, Suku Bunga dan Nilai Tukar Terhadap Profitabilitas Perbankan. E – Jurnal Riset Manajemen Prodi Manajemen, 27–41.

Rudiyansyah, A. (2014). Pengaruh Inflasi, Bi Rate, PDB dan Nilai Tukar Rupiah Terhadap Simpanan Mudharabah Pada Bank Syariah di Indonesia. Jurnal Ilmu Manajemen, 306(April).




DOI: https://doi.org/10.22515/jfib.v2i1.1825

Refbacks

  • There are currently no refbacks.